Local and service businesses
Cafés, restaurants, salons, retailers, tradespeople and other independent businesses.
- Income and expenses recorded every month
- Bank transactions reconciled and reviewed
- Clear monthly reporting in plain English
Bookkeeping for UK small businesses
Clear books. Confident business.
HARMÉ provides accurate, dependable bookkeeping for small businesses and online sellers across the UK. We keep your financial records up to date every month, so you have a clear view of your business and records your accountant can rely on.
- Fixed monthly fees
- Xero and QuickBooks
- Making Tax Digital ready
Who we work with
Bookkeeping for owner-managed businesses
We support business owners who want reliable records without spending their own time on them.
Online sellers
Businesses selling through Amazon, eBay, Etsy, Shopify and TikTok Shop.
- Marketplace payouts reconciled in full
- Fees, refunds and stock costs accounted for
- An accurate view of monthly profit
Services
Our bookkeeping services
Every engagement is tailored to the size and needs of your business.
Monthly bookkeeping
All sales and expenses recorded and categorised accurately each month.
Bank reconciliation
Your accounting records matched to your bank statements, line by line.
Catch-up bookkeeping
Overdue or incomplete records brought fully up to date.
Marketplace reconciliation
Platform payouts separated into sales, fees, refunds and other charges.
Management reporting
A concise monthly summary of income, expenditure and profit.
Year-end records
Complete, well-organised records prepared for your accountant at year end.
HARMÉ provides bookkeeping services only. We do not prepare tax returns or provide tax advice.
For online sellers
Does your Amazon payout not match your sales?
Marketplaces deduct fees, refunds, advertising and storage costs before paying you. We reconcile each payout in full, so your records reflect your true sales and costs.
- Amazon, eBay, Etsy, Shopify and TikTok Shop
- Integrated with Xero or QuickBooks through Link My Books or A2X
- Online platforms now report seller income to HMRC, so accurate records matter
| Gross sales | £2,480.00 |
| Amazon selling fees | −£372.00 |
| FBA fulfilment fees | −£296.40 |
| Refunds | −£88.50 |
| Advertising | −£140.00 |
| Amount paid to your bank | £1,583.10 |
Our approach
The standards we work to
Accuracy
Every transaction is checked against your bank records before your books are closed for the month.
Confidentiality
Your financial information is handled securely and in line with UK GDPR.
Transparency
A fixed monthly fee, agreed in advance, with no hourly billing.
Consistency
Your records are updated to the same schedule every month, without exception.
How we work
Getting started is straightforward
Initial consultation
A free 30-minute call to understand your business and review how your records are kept today.
Tailored proposal
A clear scope of work and a fixed monthly fee, confirmed in a written engagement letter.
Ongoing monthly service
You share receipts and statements by photo, email or bank feed. We maintain your books and send you a monthly summary.
Making Tax Digital
Digital record-keeping is now a requirement
Sole traders and landlords above the income threshold must keep digital records and submit quarterly updates to HMRC. We keep your records in the format required.
- From April 2026
- Income over £50,000
- From April 2027
- Income over £30,000
Questions
Frequently asked questions
Do you only work with online sellers?
No. We work with small businesses of all kinds, including retailers, hospitality businesses, service providers and tradespeople. Online sellers are one of our specialist areas.
How much do your services cost?
We charge a fixed monthly fee based on the volume and complexity of your transactions. We confirm your fee in writing after the initial consultation.
Do you prepare tax returns?
No. HARMÉ provides bookkeeping services only. We maintain accurate, organised records for whoever prepares your tax return.
Do you work with businesses anywhere in the UK?
Yes. We work entirely online, so we can support businesses wherever they are based.
Which accounting software do you use?
We work in Xero and QuickBooks.
How is my data kept secure?
We use secure, cloud-based accounting software with controlled access, and we handle all client information in line with UK GDPR.
Contact us
Book your free consultation
Tell us briefly about your business and how you keep your records today. There is no obligation.
Emailinfo@harme-accounting.com
Phone and WhatsApp07467 650054
CoverageBusinesses across the UK